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Category Archives: Mortgages

Life Insurance and Family Protection

Family Protection & Life Insurance

Life Insurance

Life insurance is one of the pillars of personal finance, deserving of consideration by every household. I’d even go so far as to say it’s vital for most. Yet, despite its nearly universal applicability, there remains a great deal of confusion, and even skepticism, regarding life insurance.

Perhaps this is due to life insurance’s complexity, the posture of those who sell it or merely our preference for avoiding the topic of our own demise. But armed with the proper information, you can simplify the decision-making process and arrive at the right choice for you and your family.

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Landlords unaware of new mortgage legislation

Landlords unaware of new mortgage legislation

Many UK landlords unaware of new mortgage legislation, research suggests   Landlords unaware. Some 55% buy to let mortgage applicants are unaware of the impending changes to mortgage law and accidental landlords, those who did not intentionally set out to rent out a property, are least likely to know about these regulatory changes. The research… Continue Reading

Celebrating 20 Years

Celebrating 20 Years

  This month Active Insurance Services celebrate 20 years in business. We have seen many changes in the insurance industry in that time and we have had to adapt and change the way we do things. There has been lots changes in legislation, governing bodies and probably the biggest change of all is technology and… Continue Reading

Do you need home insurance ?

Do you need home insurance?  Unlike Car Insurance there’s no legal requirement to have home insurance, though some mortgage companies will make it a condition of the loan to have buildings cover. This raises the question do you need it at all? Buildings cover is generally a good idea, as there’s always the ‘loss of… Continue Reading